Why have townhouse / condo insurance?
You have a large investment in your personal property and you need enough coverage to compensate you if you suffer a covered loss!
Owning a townhouse or condo requires different insurance needs then the typical homeowner. Condominium owners normally do not own the structure they live in. If shared areas need upkeep and maintenance, your association will typically handle the expense through there own insurance package. Although your association dues go toward upkeep of those areas, they do not cover your personal property within your unit, or your liability if someone is injured on your property.
Condo insurance provides protection where condo associations do not. Condo and townhouse coverage protects your possessions within your unit, including things like furniture, appliances, kitchen and bath facilities and your person items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy.
If you have any questions about townhouse or condo insurance policies in Wisconsin, please contact us! To get a free quote today, fill out the form to the right or call us!