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Renters Insurance

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You might not think you own much, but wait until you start replacing all of your shoes, clothes, electronics, furniture, and kitchen gadgets.  The tab can add up quickly!  In the event of a fire, you might just find yourself replacing every single thing you own!  

Renters insurance acts just like a homeowner’s policy, but is designed for people who rent their place of residence.  Whether you live in a condo, apartment, house, or duplex renters insurance will protect you and your assets.  For those of you who think, “I don’t need renters insurance because my landlord’s insurance covers me”, are NOT correct!  Do NOT make the mistake of thinking their policy will cover your belongings.  The landlord’s policy will only cover the physical structure of the building and costs associated with something that happens to the building, but not your assets!
Renter’s insurance policies typically cover:
  • Personal Property
    Your furniture, electronics, clothing, etc.
  • Personal Liability
    if someone was injured
  • Damage to your apartment
    if damage is caused by a covered loss

Purchasing renters insurance insures that your property is protected.  Don’t make the mistake of thinking you do not need insurance on a rental property.  The average renter has over $20,000 worth of valuables and belongings at their residence.

Contact Northbrook for a free quote or fill out the form to the right to get started!

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